Online Education Versus Real Campus Education – Making the Right Decision

Since the advent of the internet, many things that were considered to be impossible have been proven to be simple tasks. In the field of education, too, the internet has made giant strides. It is now possible for students to attend classes without going to the campus. This has come as a great boon to many who face lots of difficulties in completing a formal education. Lets take a look at the various pros and cons of online education and real campus education to help you make a better choice to suit your needs.

Advantages of Online Educational Programs

The main advantage in taking up online courses is the flexibility in scheduling online classes. You can choose your own schedule as these online classes operate twenty four hours a day. Except for certain courses which require you to be online at a particular time, most of the programs can be attended at your own leisure. Students can interact with faculty members through e-mail at any time.

Moreover, the best thing about attending online colleges is that it encourages you to participate more in interactive sessions. You will be more at ease when speaking out your doubts regarding the subject of your choice. Even reserved and shy students will be at ease in coming forward with whatever questions they have. As far as the cost factor is concerned online education will cost you almost the same as campus education. However, you get to save a lot of money on boarding, food and commuting fees when you attend online courses.

Disadvantages

An important drawback is the lack of discipline that one sees in the students taking up online degree programs. Most people who take up online classes have other commitments in their life like a family or a job that takes up most of their time. This makes it hard for them to concentrate and many are not able to finish their courses.

Pros of Campus Education

A significant advantage of this traditional method of education is the amount of extensive interaction that a student receives with the lecturers and professors who tutor them as well as other students. This hones their intellect and communication skills and they are able to understand and participate more in the academic sessions. They also get access to lots of reading materials and books which will help them further in their academics. Studying in a campus gives a sense of belonging and it help build relationships which facilitates both personal as well as educational development.

Moreover certain degrees like medicine, engineering and health-care need practical laboratory classes which can be given only by attending a real campus education program.

Cons

The only disadvantage of attending classes in a campus is its traditional setup. You have to go to college and attend a fixed schedule to finish your degree. If you are otherwise engaged with a career or other important work you will have a tough time in finishing your education.

Decide What is Best For You

Though both online and campus learning environment have their share of pros and cons, you have to decide what is best suited for your situation. Ultimately, the choice is yours to make.

Start a Home Based Business Online – Skyrocket Your Online Home Based Business Website For Free

The most annoying part for online home based startups is setting up funds for their new business venture. You would think that it might cost you a lot of money – therefore, you would start thinking whether you should ask around your family and friends for money, which you are, too embarrass to ask them for financial support. Besides that, probably you are considering looking for a personal loan to obtain cover some of your cost of your new business venture. Frankly speaking, you don’t have to make such decisions as you can actually start your own internet business without any money at all.

At the beginning, you need a website before you start any internet businesses. Basically, there are few things that you need to do:

1.       Register for a unique domain

2.       Subscribe for a web hosting service

3.       Look for a reliable content creation service

4.       Promoting your website via Pay-Per-Click (PPC) advertising

In contrast to the above, you can set up a website for your home based business for absolutely free!

Let’s cut the chase and start elaborating these important tips below:

Tip #1: Find a free blog publishing service to create your own website

It’s easy to find such free blog publishing service on the Internet – i.e. Blogger.com, Squidoo.com, WordPress.com and Typepad.com. By using such free blog publishing service, you can s allocate some money for other important tasks since you don’t have to save up some money on domain registration and web hosting service.

Tip #2: Find an affordable and reliable content provider

Since you’re not using any money for domain registration and web hosting service, you can allocate some funds for hiring talented writers. The most economical way of hiring talented writers is posting job ads via Craiglists.org.

All you have to do is list down all your criteria i.e. topics of interests, rate per hour, preferred academic qualification and etc. Always ask your candidates for a writing sample of your topic of interest so that you can assess their quality of their work.

Tip #3:  Driving free targeted traffic to your website

Once you have your website ready – therefore, you need to promote your website so that it’s reachable or accessible to all potential internet users. Apart from starting a PPC advertising campaign to promote your website, there is an effective way of generating targeted traffic to your website – it’s via article marketing.

It involves providing valuable content articles to readers by submitting such articles to high-authority article directory – i.e. EzineArticles.com which has a large base of high-quality articles that attracts potential visitors to your website for absolutely free! In short, the more valuable articles that you submit to such article directory, the more targeted traffic directed to your online home based website.

Now, you’ve no excuse to start your home based business since setting up website can cost you no money at all. So start working on it now!

Extra Income Opportunity Seekers Finding the Right Home Based Business Opportunity

Home Based Business opportunities are becoming very popular with people looking to make some extra income to pay for all the little extras that people want these days. Working long hours is depriving them of enjoying the extras that they are trying so hard to have. So people are turning to the internet to make that extra income from the comfort of their own home and still have time with the family.There are a lot of home based businesses online. All it takes is looking into you options and choosing the right one for you. Although this sounds easy there is a lot to consider if you are new to the whole process. Running a home business is all about marketing your business to the millions of people online and having your advertisements where people who are considering home based business opportunities are looking but this is where the problem lays.Internet marketing can turn out to be very expensive if you haven’t tried and tested resources to advertise in. To test these resources takes time and if you need money quickly you don’t have the time to spend months and months doing this. So where do you go from there?Some of the better home based business opportunities offer advertising resources that they have tested and are proven to work, others will actually advertise for you which is what you probably want as spending more time with the family is why you are thinking about home business.In finding the right home based business there are a couple of things you need to look for as in how much money you are going to make. There are some businesses that have very low start up cost which is great but you will have to make a ton of sales in these business to make any decent money. A business with a cost of between $200 to $500 is a good business as you make two sales a week you have made and extra $400 to $1000 a week where as if you have a $10 business you will have to make a lot of sales to have any real money coming in.Finally, to recap when looking for a home based business [http://www.thedreamlifestylesystem.info] you will need a business that will bring you in some decent money per sale and if you are new to the whole internet marketing concept you should really look for a company that will do your advertising for you until you have the basics of marketing on the internet.

Legitimate Home Based Business Opportunities

Legitimate home based business opportunities abound, in fact there are probably as many legitimate home based business opportunities as there are illegal ones!So why do so many people get caught up in schemes or businesses where they find themselves on the wrong side of the law, ostracized by friends, family and society or simply broke from a scheme gone wrong?The answer to that lies in their personal situation. Many people are absolutely greedy and take advantage of the plight of desperate people. Offering them the world for “a small investment” and luring them in until every last cent has been bled from their accounts.And then there are the desperate and needy who will try anything to get out of their current situation. It’s not that they are stupid or greedy but more that they have tried everything and simply want to believe that this (whatever this is) could be the way out of their dire situation. The dream of living the life of the rich with little or no effort will always be just that – a dream, unless you win the lottery.Talking of winning the lottery or winning big at gambling, records show that something like 80% of winners have lost it all within the first 12 months of winning it. Makes you wonder how someone can go through those fortunes in such a small space of time.The Internet has for a number of years now offered us a variety of legitimate home based business opportunities. There is so much you can do on the Internet.One of the many things that is enormously powerful and time saving is the use of data bases and the speed with which information can be passed around the world. Just writing this article makes me realize as soon as I press publish it will be available to an one anywhere in the world with an Internet connection. That’s pretty impressive as I sit here in my lounge in Auckland, New Zealand.If I was in the business of supplying wedding invitations (or any paper product) I could design it and flip it over to you for proof reading. You could even print it straight away.Selling on the Internet is probably the biggest change we have experienced since the launch of the Internet. Virtually every manufacturer in the world has a website and buying online has become normal retail practice. Thousand of people sell stuff on places like eBay or Trade Me.Yet others sell other people’s products as affiliate marketers, a not well known past time but a fast growing one with millions of people making small fortunes on a regular basis without leaving the comfort of their own home.There truly are millions of legitimate home based business opportunities out there and if you want to run your own business simply do a bit of homework and give it a go.You really can make a good living or fortune doing what you love.

How to Find Good Home-Based Business Opportunities

There are so many home based business opportunities available today. Years ago they were only for stay at home moms, who would do things like stuffing envelopes or making beaded jewelry. Those days are long gone and home based opportunities are for anyone who has a laptop or pc.You can find home based opportunities at every corner on the internet. There are plenty to choose from if you are having trouble trying to decide what you want to do. You do however want to be careful what home based business you get involved with. You have to be mindful if you decide to do a multilevel business that you are not getting involved in a pyramid scheme. Pyramid schemes tend to look like legitimate multilevel business opportunities at first but as you get to know a little more information, you realize that they are not legitimate businesses but that they are schemes.You can safe guard yourself from these schemes by checking each business out with the Better Business Bureau in your city. They will have a list of all legitimate companies registered with them. Another item to look out for is if the business is charging a ridiculous amount of money to get started. While almost all home based businesses require some kind of financial obligation, they aren’t in amounts that give you pause. So be mindful of any business regardless of what it is, asking you for large amounts of money to contribute upfront. More than likely they are not legitimate.If you decide to do a home based business with a company offering a product, make sure that you are getting with a reputable company. It’s always good to join up with companies that have been providing their products to either the public or franchise stores for anywhere over five to 10 years. You are looking at a company with stability. Again don’t be afraid to check them out with the Better Business Bureau or Chamber of commerce. You don’t want to take it for granted that ever home based business opportunities around are all legitimate, because they all aren’t.Be sure to do your research on any company that offers home based business opportunities. Don’t simply go by their editorials or testimonials. Be sure to check them out thoroughly. Especially if you are contributing funds to become a home based business owner, the more you know about the business, the better it is for you. In cases like this, what you don’t know just might hurt you if you aren’t careful. So do plenty of research and in the end, you’re reward with be the profit that you earned from your home based business opportunity.

Choosing The Right Property And Investment Style

Choosing the Right Property Out of the properties that you might find, which one(s) do you actually purchase? In short, the ones where the figures stack up.To explain this further it is essential that you view your property investment as a business and not just some form of gambling, although the property market contains a number of elements of risk, as do most types of investment. Just like in any kind of business you need to know that you will be making money and not losing money, it is the bottom line that tells you if you are running a profitable business or not. However, there are at least two different high level categories of ways to profit from investment in property, these are explained here.Investment Types Capital Growth – Appreciation This is the most common way that people think of earning money from property, usually because it is the property that they own and live in. This type of investment is the act of buying property for one price and selling it later on for a higher price, the difference is often referred to as Appreciation. This method of profit usually takes time over which the value of the property increases. However, you can add value to the property by doing some kind of work to it, like refurbishment or an extension. In other instances you may be lucky enough to buy something for less than it is worth and sell it the next day for market value thereby making a profit on the ‘turn’ or ‘flip’. You will normally have to pay Capital Gains Tax on the increase of the property’s value when you sell it.Positive Cashflow – Income This is the type of profit usually made by Landlords where the overheads of owning and letting a property are less than the income generated from same. What this means is that if you add up your mortgage payments, management fees and cost of repairs the total should be less, across the same period, as the rent paid by the Tenant. For example, if you pay out £500 per month on overheads, you would want to be letting the place out for at least £550 in order to make a profit, or Positive Cashflow. You will normally have to pay Income Tax on the profit made from rental.The above two types of investment are not the only two and they are not necessarily mutually exclusive, that means it is possible to find a property that represents both types of investment. In fact most property will have some kind of appreciation, although there are areas that have had zero growth over the past few years and, indeed, some areas that have had negative growth, that means the value of property has actually dropped.Similarly, Positive Cashflow is variable and can rise and fall with market conditions, you can only make your best, informed decision on the day, for the day, with all the available information. Historical trends may point towards a potential future, but this is not any kind of guarantee.Plan for Voids You must build Voids into your cost structure or overheads. Void Periods, referred to simply as Voids, are the times when your flat is not let out but you must continue to pay the mortgage and associated costs like Service Charges, in the case of a Leasehold property. This is why the most common Buy To Let mortgage is worked out on a factor of 130%, the Lender expects Voids and incidental costs and is building in a simple safeguard for their financial exposure to you. By anyone’s standards the factor of 130% is a good rule of thumb, this means that your actual rental income should be 130% of your mortgage payments.Many Investors and Landlords have been caught out by not accounting for Voids and suddenly running short of money when they have to pay their mortgage with no rental income to balance the outgoing cash. In areas of high competition your property may be empty for several months. It is a good idea to have around three months worth of mortgage payments set aside for your Buy To Let property in case of Voids.The more properties you have in your rental portfolio the less chance there is that you will run short of cash for the mortgage payments, as you balance the risk of Voids across the entire portfolio and not just on a single property. However, this assumes you have sensibly spread your rental properties across various different areas to avoid loss of income if one particular area is impacted for some reason. For example, if you have five flats in one apartment building, they will all suffer from the same local market conditions. In times of low demand and high competition you will have not one but five Voids to contend with. If you had five rental properties in different suburbs of the same town or city then you have reduced your chances of having all five properties empty at the same time. Better still to have these five properties in different towns altogether. As the old saying goes, don’t have all your eggs in one basket.It is important to remember that no matter how many properties you have and no matter how spread out they are, there is always a slim chance that they might all suffer Void Periods at the same time. You should have a plan in case this happens, but you can lessen the chance of this happening by staggering your Tenancy Periods so they don’t all start and end in the same month. This would normally happen anyway as various Tenants come and go at different times.Yields and Profits There are many methods that people use to calculate what they call the Yield. Yields are essentially the ratio of income generated by a property in relation to the initial capital input and costs associated with obtaining and letting the property. Yields are normally represented as a percentage figure and depending on the area and the person you ask you will get a different story as to how much of a Yield is worthwhile. Some people assess the potential income from a property by performing a series of complicated calculations and arriving at this Yield percentage, they already know their personal limits and may accept an 11% Yield but reject a 10% Yield.But when you look at the big picture most Yield calculations are really a waste of time as the conditions they have based their calculations on will change tomorrow. Furthermore, the idea in business is to make money and not lose it, therefore, generally speaking, any income is good income even if it is only 5%. Obviously there are practical considerations but you have to remember that these figures can change from day to day and are completely dependent on how you calculate your Yield.The preferred method of establishing the viability of a Positive Cashflow type of investment is simply looking at how much profit you have after your costs. If your flat costs £500 per month to run then an income of £490 per month is Negative Cashflow, but an income of £550 is Positive Cashflow. It all comes down to what you are comfortable with and how much you need to establish a Void buffer as mentioned above.Try not to get bogged down with hairline percentage variances where 10% is bad and 11% is good, instead focus on real income and what this means to your property business.One way of improving your income is to have an Interest Only mortgage, as opposed to a standard Repayment mortgage. This can mean considerably lower repayments each month, but beware, at the end of the mortgage you will have to repay the principle loan amount in full. This is often an ideal method when you only plan to have a property for say 5 to 10 years of a 25 year mortgage, as when you sell it you would hope to repay the principle mortgage amount anyway, but in the meantime you have had to pay less each month. If the Capital Growth in the property is good then at the end of the mortgage term you may well be able to refinance or sell it and pay the principle back with enough left over to reinvest in something else. It very much depends what your long term plans are, but Interest Only mortgages can be a valuable tool for Property Investors and Landlords.Different Deal Types There are probably an infinite number of ways to structure a property deal, in fact there are very few rules and you can be as creative as you like provided you operate within the constrains of any lending criteria if you are using mortgage finance. So there is no way we could not possibly list and define all the various options, but we have chosen to highlight a few of them here to show you the kind of options that are out there as well as the pros and cons of each.No Money Down This is the most common type of deal sought by Property Investors who are new to the market or wanting to invest as little capital as possible. If you think about this option carefully it soon becomes a very unappetising method of property investment. Up front it appears that you will get something for nothing, as we all know this is a very rare thing in life, even more so in business.For a start, the name of this type of deal is a bit of a misnomer as it infers that you can own a property by not putting any money into the deal, if this were true then everyone would be out getting property for nothing. There will normally be some kind of deposit to be paid in order to secure your interest in your chosen plot. There will eventually be conveyancing fees to pay and possibly some other incidental costs. But even if you manage to get the rights to buy a plot without parting with a penny, by the time your property is built and ready to complete it may have changed in value quite considerably. This can be good, but often is just the opposite.When new developments are pre-valued (valued before they are built) the developer often has little more intention than to sell the bulk of the properties to Investors and will push to obtain a high valuation in order to make their supposed discounts appear very attractive. But by the time the properties are finished the market can suddenly turn your investment into a nightmare. This is because the standard Buy To Let mortgage is based on the ratio of 130%, as explained above, which can result in the Lender offering you a lot smaller mortgage than you were expecting. The end result is that you find yourself contracted to buy something that you don’t have the money for. At this time you only have a few choices :
Option 1 : Try and find the deposit money plus any additional funds needed to complete on the purchase, this often means taking out a loan from somewhere or borrowing money to cover the purchase and then finding you have to make mortgage payments on something that will not let out either. This can lead to a downward spiral in finances.
Option 2 : Accept that you have to pay the deposit but cannot afford the balance to complete and ,therefore, lose the property and your deposit.
Option 3 : Try to find someone to buy you out of your contract. Even if your contract is transferable this is like blood to sharks, once someone knows you back is to the wall they will tie you down to an absolute minimum and you may still walk away from the deal a few pounds poorer.
Option 4 : You might be lucky, given the short notice period to complete, to find an onward buyer who will back-to-back the deal, but this is unlikely and quite rare.
Back-To-Back This type of deal has a few variations but the basic concept is where you line up a purchase a property and the subsequent sale of the same property so that the inbound purchase and the outbound sale complete on the same day. The idea is to make a profit from buying low and selling high.Whereas back-to-back deals are more easily carried out on new-build properties, thereby allowing a good lead time to locate a buyer, in many cases established properties can be bought and sold this way too. Sometimes it is down to good fortune and other times it is good management. If you can exchange early and have a long period until completion you can give yourself time to find a buyer, but you obviously have to have something that is in demand and that you have bought in cheap.Cash Back This type of deal is quite straightforward, however, it still has certain inherent dangers. The basic concept is that you find a property that has a market value higher than the purchase price and you obtain a mortgage based on the market value. For example, if the property is valued at £100,000 but you can buy it for £75,000, then your 85% Buy To Let Mortgage will result in a loan of £85,000 giving you £10,000 cash back on completion of the purchase. Some solicitors do not like this kind of transaction as they believe it is misleading the Lender, check that your solicitor will do this before you start. You must remember that your solicitor has a responsibility to the Lender to ensure that mortgage fraud is not taking place.Most Lenders will only lend on the purchase price, this is called a Loan To Purchase (LTP), so you need to find a Lender who will lend on the value, this is called a Loan To Value (LTV). The other method is to find a Lender who will lend you more than the value, or purchase price, of the property in the first place. Some Lenders offer, from time to time, up to 125% of the value of the property. Sometimes they will release the funds upon completion as part of the basic mortgage, other times they will release funds towards payment of works or improvements in the property. In the case of improvements they usually want to see invoices or receipts and may make payment directly to the supplier of the goods and services in question.The only point of note, regarding this type of mortgage, is that your property finance will be what is termed “highly geared”. This means that you have the maximum amount of equity squeezed out of the property. The problem with this is that it normally means that your mortgage payments will be higher which may cause you problems in generating Positive Cashflow from that particular property. It may also mean that it takes a lot longer to achieve any Capital Growth in the property.

The Importance of Personal Finance Budgeting

Finance is often made more complex than it needs to be, and proper personal finance budgeting to build wealth need not be stressful. Simply by following a few simple basic rules of personal finance your budgeting will not only get you back on financial track but begin the process of wealth creation that we all deserve.

The principles of a sound wealth building system all require the foundation built on personal finance budgeting. Solid and consistent budgeting is one of the laws of personal finance that you break at your own expense. The cost of not following your money, and knowing how your money flows in and out of your possession is dear, and a very common mistake. But, what are the principles of successful budgeting.

The first principle of personal finance budgeting that comes before any dreaded calculations or budget sheet assessment is to remove all the emotion from your finances. This is the hardest and most important of the personal finance budgeting secrets to be revealed. If you find yourself wracked with debt anxiety, overwhelmed by countless financial obligations, or just simply hate counting bills and income, you are not alone. But it is an essential and important to take effort to remove any emotion from this process. You are simply counting numbers,, to paint a map of where you are now, and to measure progress towards your wealth destination. Removing the emotion from your personal finance budgeting will be a work in progress, and you should always remain on guard for its returning.

The next step to when personal finance budgeting will be to compile a list of both your assets and your liabilities. With this step in the budgeting process we are trying to evaluate your net worth. You simply need to make a list of what you own, assign each item a number as to what it could be sold for, or its current worth, and subtract from this list what you owe. For example, if you own a boat that can be sold for $1500 and you still owe $750 you would be left with a value of $750 that could be considered a part of your net worth. By determining these numbers in personal finance budgeting we are able to a better idea in the broad sense of what you are worth financially.

Following the determination of your net worth, our next budgeting step is to determine what your dynamic finances are. This sounds more complicated than it is, I am only asking that you make a list of what your monthly income sources are and how much you bring in each month from these income streams. We then need to compile a list of your monthly expenses, what they are and how much the subtract from your monthly income. Proper budgeting your personal finances means leaving no expense or item off the list, no matter how small, account for everything. This budgeting task reveals to us the speed that you are travelling with your finances, either to financial ruin or towards your wealth building destination.

You have accomplished all there is to wise personal finance budgeting. You are now capable of assessing what your worth is, and have an idea of what your destination is (your wealth building goal), and you know at what speed you are travelling towards it monthly. Your budget provides you with a clear understanding of where your money is and how it is flowing. With this information you can now make wiser decisions and streamline your finances, all with the help of a little personal finance budgeting each month.

Advertising Jobs – Advertising Laws and How to Follow Them

Advertising is one of the hottest fields to work in currently and is generating a large number of jobs on a daily basis. The basic purpose of advertising is to present the product of a company to the world or the target customers in an attractive way that results in better sales. Advertising plays a very important role in the improvement of the company’s profits. The main target of advertising is to make sure that the product or service offered by a company reaches its target so that customers are able to make an informed decision about their purchases.

Every advertiser dreams of coming up with that jingle or that slogan that is hummed on streets or that everyone is talking about. Advertising is all about creativity as it requires every ounce of one’s creative talent to come with catchy slogans for the product that will be fresh in the public’s memory. To be successful in advertising one should be bright, creative and brimming with ideas. It is very important to develop commercials with new concepts that will make a mark in people’s minds.

Advertising is a field that cuts across all business, companies and enterprises. Thus there is a virtually unlimited number of advertising agency jobs. In advertising, one should understand about the product and the target group. At entry level advertising one should know that to effectively sell the product, all aspects of the product should be clear so that one can easily formulate an ad campaign highlighting its advantages. The advertising agency acts as a bridge between the owner of the company making the product, and the target customers who are prospective buyers.

Advertising is associated with a fixed set of laws that every advertiser should be familiar with. These laws form the backbone of advertising, and are usually taught when one is doing an advertising internship.

The first law that one should religiously follow is that a single message in an advertising campaign works wonders for the campaign. The trick is to keep it simple, and promote one message as the trick is to convince your target about the product’s worth in the shortest time possible. A complicated campaign fails to hold interest and confuses the customers making them shy away from buying the product.

The next thing that one should keep in mind while planning out an advertising campaign is credibility. Advertising of late has acquired a bad name because customers find they are not getting what was promised. It is important to build up credibility. Remember that the audience are not fools and will not swallow any tall story. People assume that advertisements tend to stretch the truth, so by being honest you will gain a few brownie points with your audience.

The final cardinal rule of advertising is testing. Even if you are working with a limited budget, testing the efficacy of the campaign before actually launching it will give you an idea about the worth of the campaign.

Following the above laws of advertising will ensure that you go far in the field, and succeed with that ad campaign that people will remember for years to come.

The Finer Points of Internet Auctions

WHAT IS A PENNY AUCTION?

Penny auctions have exploded in popularity with the massive growth of the internet. However, few people know the true origins of penny auctions.Beginnings actually stretch back to the Great Depression. Those were hard times for everyone, but even harder for farmers. Farmers struggled to bring in steady income because of droughts and crops not selling as well as they had previously. As a result, the banks would foreclose on the farmers who couldn’t keep up with their mortgage payments.

The banks weren’t satisfied with just repossessing the house, they wanted to raise as much capital as possible, so they resorted to selling off the possessions of the owners of the repossessed houses. There was not much the farmers could do about it so they began bidding ridiculously low prices, pennies, on the items while threatening others who dared to bid higher than a few pennies.

The auctions of today hardly resemble their tremulous beginnings. Being part of a penny auction today is exhilarating, fun, and addictive. It combines the selling format of auctioning with a little bit of chance factored in.Auctions are a game of strategy but also a game of luck.

The premise behind penny auctions is giving people the chance to win an item at a drastically reduced price.Auctions make that possible by spreading out the cost of the product among multiple bidders. In order for a person to take part in an auction, they must pay a set price for each bid. For example, if a person wanted to bid on a fifty dollar Amazon gift card then he would spend a dollar for each time a bid placed. If he ended up winning the gift card, then he would only have spent a few dollars for a fifty dollar gift card. Usually penny auctions sell bids in packages.

HOW PENNY AUCTIONS WORK!

The main foundation of penny auctions is the pay-per-bid format. It is the key that allows bidders to win items at the fraction of their retail value and allows the auction owners to keep their site profitable. Most y auction sites run on the same premise: people pay a set amount for each bid, whenever a person places a bid within the closing seconds of the auction time will be added, the last person left with a unique bid after the clocks runs out will win the item. There are a large variety of items that can be won, but they tend to be popular electronics or gift cards to popular stores.

There are two types of auctions: lowest unique bid auction and highest unique bid auction. Lowest unique auction sounds confusing but it is actually quite simple. A unique bid is when only one person has a bid at a certain price. Bids usually start at one penny, a bidder can then place a bid at two pennies. Until another bidder places a higher bid, the most recent bidder will be the lowest unique bid because that was the only bid at two cents and nobody bid higher. However, penny auctions generally don’t stop at one penny. It is not uncommon to find auctions that end up at a couple hundred dollars based on the popularity of the item being auctioned. However, the same principles apply for those auctions. Highest unique bid auctions follow the more traditional auction format such as eBay. The person with the highest bid at the end of the auction wins the item.

Auction site owners turn a profit by selling bids. Say twenty people are bidding on a ten dollar gift card at one dollar per bid, at the end of the auction if there were twenty bids placed in total then the site owner would have made twenty dollars with a ten dollar profit.Auctions do seem like a win-win situation:The site owner makes money while the bidder gets an item for dirt cheap. However, not everyone wins in penny auctions. The people who paid one dollar each bid but left with nothing to show for their investments will not be so happy.

HOW TO WIN!

Penny auction has a lot of chance mixed into it, but one can incorporate strategy that will help raise the chances of winning. Playing smart can make all the difference between gambling and auctioning.

The first crucial tip to winning penny auctions is to know how to manage your bids. Your goal should be to win as much as possible without spending a ton of money buying bids. Managing your bids means that you should already know how much you are willing to risk in order to win an item. The amount of capital you are willing to risk will determine how many bids you can use. Once you know how many bids you have to spend on an item, then you will be better able to manage how and when you place a bid. That will keep you from blowing away all of your bids in the first few seconds of the auction.

The next tip is to practice time management. When fighting in the trenches of penny auctions, you have two enemies: other bidders and time. Knowing when to bid is a must if you want to have success. Placing a bid when there is a lot of time left on the clock is never a good idea. You have to remember that the key to winning a penny auction is being the last one standing when the clock runs out and that each bid increases the amount of time left. It would be a good practice to wait until the last few minutes of the auction before you begin to bid.

The final tip for successful auctioning is to keep your emotions under control.Auctions have a lot of similarities to gambling, and just like gambling, your spending can get out of control. If you keep your emotions level, it will keep you from making rash decisions and blowing loads of cash. Keep your mind clear so that you can gage the behavior of the other bidders and outsmart them.

HOW TO AVOID SCAM SITES!

Penny auctions are a great addition to the web whether you want to win an item that otherwise you wouldn’t be able to afford or if you simply enjoy the thrill that comes with bidding in auctions. Unfortunately, scam sites have tarnished the reputation of the legitimate penny auction sites. However, there are ways that you can protect yourself from scamers and enjoy your auctioning without having to worry about losing your money due to dishonesty.

Checking the reputation of the auction site before you start spending your hard earned money is always a good idea. Chances are other people have tried the site before you and some of them have left reviews. The reviews are your way to gage whether a auction site is trustworthy or not. If a site is getting overwhelmingly negative reviews, then that is a clear indication that you should steer your business elsewhere.

Another tool you can use to protect yourself is checking the Alexia ranks of the auction sites. Alexia rank will give a solid view of how much traffic the auction is getting. If you see a huge difference in the amount of traffic Alexia is projecting and the amount of active bidders on the site, then warning signals should be ringing in your head. Some auction sites have been known to set up robots that automatically bid on projects in order to keep the auction going and inflate the price. That is known as shill bidding. You can sniff out those sites by comparing the traffic the site should be getting to the amount of users using this site.

CONCLUSION!

New legislation may come out later down the road that will officially make penny auctions gambling, but until then, it is a fun, exciting auction that allows one to win the item they’ve always wanted but couldn’t afford.Auctions are also quite lucrative for the site owners because of the pay-per-bid strategy they’ve incorporated. Penny auctions had humble beginnings with farmers who just wanted to get back at the banks who kicked them out of their house. More recently, auctions have enjoyed an explosion in popularity with the rise of the internet.

There are two main formats fora auctions, lowest and highest unique auction, however they both run on the same premise where the last unique bid wins the item. Winning a penny auction will require a certain amount of mental tactic and a bit of luck. However, you can increase your odds of winning by practicing certain techniques such as managing your bids wisely, learning how to work with the time, and keeping a level head and your emotions under control. When you combine those three strategies to your bidding plan, you will find that you win a lot more often.

It is important that you do your due diligence to protect yourself when participating in auctions. Not every auction is run by honest and trustworthy people. There are people out there who just want to take your money. You can protect yourself by ensuring that you only bid on sites that already have a very positive reputation from real users.

How to Find Great Live Auctions for Resale Items

Hi, my name is Walt. I’m an auctioneer with 25 years of experience in the auction business and licensed in the state of MA. I own Quick Auction Service, a company that specializes in building and running custom auctions, I’m also the webmaster of my own site and have been on eBay for 8 years. Besides eBay, the types of auctions I run most frequently are antiques and on-site estate auctions, although I’ve run everything from business overstock auctions to charity & special event auctions.

I enjoy sharing my knowledge and stories of the auction business. My goal for article is to help folks get the absolute most out of their auction experience.

Whether your fresh out of the package or a seasoned dealer I think I can offer something in this article to help you with your auciton adventures.

There may be as many reasons to attend auctions as there are types of auctions to attend. Maybe you want to attend an auction to buy items for re-sale on eBay, or some other market. Maybe you want to furnish your home with wonderful antiques, or you want to furnish your home as inexpensively without sacrificing quality.Some folks are just looking for a fun night out. With a little perseverance all these things are possible.

There are antiques and estate auctions, auto auctions, overstock auctions, absolute and no reserve auctions, real estate auctions, specialty auctions where only one genre of items are sold, tailgate auctions, live auctions, online auctions, sealed bid auctions, silent auctions, charity and fund raising auctions and many more.

Can you really buy for pennies on the dollar at an auction? You bet! Many times I’ve seen folks buy and re-sell at the same auction on the same night for a good profit, although be advised, this should only be done after the auction is over.

There are a lot of ways to find an auction, but here are some tips on how to find and attend the best ones.

Visit the genre of shops in the area that apply to the type of auction you want to attend. IE: If your looking for a good antique auction to attend, stop in the local antiques shops and ask for what there are for good auctions in the area. Sounds obvious right? But listen to what they don’t say as well as what they do say. Oftentimes when a dealer speaks poorly about an auction he or she attends, it may be likely that they are trying to keep a good thing secret. Think for a moment, why would a dealer keep attending a lousy auction?

Newspaper ads: I personally like to find ads in the classified ad section rather than flashy display ads. Flashy ads are usually indicative of an auction that will be high priced, may have reserves, (a set price on an item), and usually an enormous crowd. While any auction can be profitable to attend, it is usually best to steer clear of the glitzy ones, at least for the beginner.

Here’s the minimum you want to find out before you go. If there is a phone number in the ad, call and ask for the terms of the sale. What forms of payment do they accept? Is it an absolute auction? An absolute auction is one that has no minimum or reserve bids on items. These are the best auctions to attend! Is there a buyers premium? A buyers premium is like a tax that everyone who makes purchases at that auction must pay above the winning bid price. Most auctions these days do charge a buyers premium, 10% is not unreasonable but I feel much more than that is greedy, and the auctioneer that charges over 10% is counting on most bidders not doing the extra math as the bids quicken in pace.

A fair auction will have ample time to inspect the merchandise, usually at least 2 or 3 hours. Find out when inspection starts and make sure to attend! Never attend an auction if you can’t make the inspection, not unless your prepared to gamble. Most auctioneers sell at a rate of about 100 items per hour, which is why they sell “as is”. They simply don’t have the time to give a detailed description of all the items. Since almost all items at auction are sold AS IS, there are sure to be some damaged, refinished, fake and incomplete items at any given auction. Beware of any auctions that offer very little or no inspection time.

Good auctions will usually have 150 to 400 lots. A lot may be one item or a group of items. The exception to this are specialty auctions, auto auctions, real estate auctions etc.

When you attend your first sale, take note of the 1/2 dozen or so dealers that buy the most often. See if you can find out about other area auctions they attend.

When you do find an excellent auction, attend it as often as possible. By frequenting good sales, you help increase the bottom line of that business. It’s difficult for many auctioneers to keep the quality of merchandise consistent, so good attendance certainly helps. And when an auctioneer gets to know you as a buyer, he/she will go out of the way to accommodate you, to keep you coming back.


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